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Required to proceed. Without monitoring access, we cannot view your reports or begin disputes. This step cannot be skipped.
Why SmartCredit?
SmartCredit gives us read-only visibility to your Equifax, Experian & TransUnion reports in real time — so we can track changes as disputes resolve.
Complete all steps before entering your credentials below:
1
Click the activation link below to open SmartCredit in a new tab and create your account
2
Sign up and complete the registration process on SmartCredit
3
Log in successfully to confirm your account is active
4
Return here and enter your login credentials below
🔗 Activate Credit Monitoring on SmartCredit
Enter your SmartCredit credentials
Please confirm you've logged in successfully.
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All documents are handled securely. Only authorized staff may access them.
Upload required documents
Please upload your government ID.
Please upload your proof of address.
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Document requirements: No partial documents. The entire document must be clearly visible with no cropped edges.
Client Service Authorization Agreement
I, the undersigned client, hereby authorize EarnWithDon and its designated representatives to act as my authorized agent in all matters relating to my consumer credit files maintained by Equifax, Experian, TransUnion, and any other consumer reporting agencies.
This authorization includes the right to: (1) obtain my credit reports, (2) dispute inaccurate, unverifiable, or erroneous information on my behalf, (3) communicate directly with creditors and collection agencies, and (4) receive correspondence from credit bureaus regarding disputes.
I understand that: This authorization does NOT guarantee specific results. I may cancel services at any time in writing. EarnWithDon will maintain confidentiality of all personal information. I am providing accurate information to the best of my knowledge.
This agreement is effective upon electronic submission of this form.
Please check all boxes to continue.